01 / PAYCHECK & TRANSACTIONS
Wondering where your paycheck went?
Log paychecks, bills and spending as they happen. See exactly what's left, by paycheck, month or any custom period — automatically.
Explore paycheck budgeting ↗A color-coded, ADHD-friendly way to budget.
Ultimate Paycheck Budget
Spreadsheet template · works in Google Sheets & Excel for the Web
Less mental clutter, every paycheck.
Set it up once, then just log your transactions as they happen. Every dashboard — paychecks, bills, savings, credit cards and loans — updates itself automatically, in Google Sheets or Excel.
incl. tax for your location
4.8 · Verified reviews on Etsy
One-time purchase · No subscription
Real reviews, real experiences
What people say
about this budget.
From verified reviews on this Etsy listing.
“I use it daily and it keeps my spending on track.”
“It was perfect, everything I needed. Thank you.”
“Great way to organize my finances. Thank you so much!”
“It's beautiful, well-explained, and actually works for my brain.”
“A great financial planner for me.”
◎ Color-coded, zero formulas to remember♡ No annual reset — set up once∞ Buy once. Keep using it.
Less guessing. A clearer plan.
Less spreadsheet chaos.
More “I've got this.”
Set it up once, then just add transactions
— every dashboard updates itself.
Explore paycheck budgeting ↗02 / SAVINGS & ACCOUNTS
Hard to tell if you're making progress?
See every account balance and savings goal in one place, with progress that updates itself as you go.
Take a look at savings ↗03 / CREDIT CARDS, LOANS & PAYOFF
Ready to actually pay it off?
Track every credit card and loan, then follow an automatic Snowball, Avalanche or custom payoff plan.
See the payoff plan ↗Simple to start
How this budget
system works.
- 01
Set up once
Add your bank accounts, income and expense categories in the Start Settings tab.
- 02
Add your transactions
Log recurring or one-time bills and paychecks in the Transactions Register.
- 03
Mark them as done
Track and manage everything in the Transactions Management tab.
- 04
Watch it update itself
Every dashboard — paycheck, monthly, yearly — updates automatically.
YOUR WELCOME GIFT40% offYour first order
A little something to get you started
Your first order, 40% off.
Get a welcome discount for your first order, plus budgeting tips, new releases and subscriber-only offers by email.
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For new email subscribers. Discount applies to your first order.
Made for your everyday
Your budget.
Your way.
Google Sheets or Excel
Use it in your browser with Google Sheets, or in Excel for the Web / Excel 365.
A look that feels like you
A colorful, playful design that's easy to read at a glance.
Your data stays with you
It's your own file, in your own Google Drive or Excel account.
One purchase, no subscription
A money routine without another monthly bill.
Ready when you are
See what your next paycheck could look like.
Buy Now — up top, always one scroll away.
Good to know
Details & policies.
What's included
- 14 organized tabs — Instructions, Start Settings, Transactions Register, Transactions Management, Smart Calendar, Monthly Budget, Paycheck Budget, Yearly Overview, Custom Budget, Accounts, Savings, Credit Cards, Loans and Debt Payoff
- Step-by-step instructions and built-in guidance in every tab — no searching, no guesswork
- Automated charts & tables for spending, savings, income and debt, across every budget view
- Access links for both the Google Sheets and Excel versions — open in your browser and make your own copy instantly
- No annual reset — use it continuously, no need to duplicate tabs each year
- All currencies supported
How it works
- Purchase and download instantly
- Open the file and click the access link for your preferred version
- Make your own copy in Google Sheets, or open it in Excel for the Web
- Start tracking your finances
Terms & important info
- This is a digital download — no physical product is shipped
- The spreadsheet is ready to use as soon as you make your own copy
- Built and tested in Google Sheets and Excel for the Web — this is the recommended way to use it. Desktop Excel varies a lot between versions, so full compatibility there isn't guaranteed
- Sample data shown in screenshots is for demonstration purposes only and is not included
- Customization, additional edits, coding or third-party integrations are not included
- Due to the digital nature of this product and immediate access after purchase, refunds are generally not available once access or download has been provided. Refund requests may still be reviewed on a case-by-case basis in accordance with Lemon Squeezy's policies and applicable law
- By purchasing, you agree to these terms
Legal & licensing
- This purchase includes a single-user license for personal use only. You may not resell, share, distribute or reproduce this template — in whole or in part, modified or not
- This spreadsheet is copyrighted by EZ Planning Studio
- Unauthorized use, duplication or resale may result in legal action
- By purchasing, you agree to these terms